Term vs. Permanent Coverage: What’s Right for You?

Understanding the difference between term life and permanent life insurance is essential to making the right decision for your financial situation. Term policies offer affordable protection for a set period of time, making them popular for young families or those covering specific obligations, such as a mortgage or college tuition. Permanent policies, such as whole life or universal life, provide lifetime coverage and may accumulate cash value over time, offering long-term protection and planning flexibility.

Questions? This month is a great opportunity to begin a conversation. Give us a call with any questions!

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